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Edge Elite Card Review: Get the Power to Purchase (Even with a Bad Credit or None)

If you have bad credit, damaged, or no credit, the Edge Elite Card gives you the freedom to shop with 0% interest for up to $1000 in an unsecured credit line.

Edge Elite Credit Card is a catalog card without monthly fees and no strings attached. Use your Edge Elite Credit Card to buy a perfect gift for someone you love, replace a broken appliance, or treat yourself – even if you’re low on cash.

However, you must be able to make a monthly payment of $250 if you use the entire credit limit in addition to necessary enrollment fees.

What is the Edge Elite card? An overview

An Elite Credit Card is a Catalogue card without monthly fees and other strings attached. You get to enjoy 0% financing to purchase popular brand-name products. 

Its online application is 100% free, and you get a $1000 credit limit upon approval.

The Edge Elite Card is a favorite among consumers for various reasons. Far from those with bad or no credit, you will shop exclusively at Unique Outlet online store elite catalog for the latest must-have brands for the season.

Also, when you apply and get approved for the Edge Elite shopping card, you’ll receive a $1000 credit line so you can start enjoying your shopping sooner.

It eliminates all the worries about providing sensitive information on the website. 

The best part is that you don’t pay any interest, no credit checks, and the unsecured card makes it the best card for people with bad, damaged, or no credit.

The Elite membership reports your credit card spending to the credit bureaus, which helps you start building your credit history.

Pros vs. Cons of the Edge Elite Credit Card

Edge Elite Credit Card has several benefits along with a few drawbacks. You need to know the pros and cons before you apply.

Pros: 

  • High credit limit – The higher limit gives you the flexibility to make larger purchases and have some money available for emergencies.
  • No Credit Check – it means the approval process is fast. Plus, if you are a borrower with bad credit or lives from paycheck to paycheck and in need of money fast, Edge Elite Credit Card seems ideal.
  • 0% Interest – You’ll pay 0.00% interest on any/all purchases for the life of your Edge Elite Club membership. It’s ideal for large purchases and helpful for lowering your high-interest balances.

Cons: 

  • Membership fees – You make an initial application fee of $29.95 and after that pay $19.95 after every 30 days to maintain your membership.

But you can cancel your membership any time by calling elite card services phone number 1-888-805-7648 or at memberservices@uniquecardservices.com.

  • Limited usage – You can only use the card at an edge elite outlet and for specific purchases only.

Edge Elite Credit Card Terms & Fees

The Discover it Edge Elite Credit Card terms and fees are spelled out on their website, so you don’t guess anything when deciding if this is the right card for you.

But here are some terms we could pick out.

  • You must be a legal US resident above the age of 18
  • You can only use the card exclusively at Unique online stores.
  • You Must have a valid credit card or debit card. 
  • You pay for membership but can cancel anytime by calling the elite card services phone number  1-888-805-7648. 

How to Apply for the Edge Elite Credit Card

You can apply for the Edge Elite Credit Card in a simple way.

1. Go to the Edge Elite Credit Card website and click “apply now.”

2. Fill the application

You’ll need to provide personal information and your bank account number. You can also use a debit card or credit card. They are required so the Edge Elite Credit Card can deduct the application fee and the following monthly membership fees.

3. Get approved and get your credit.

You should receive your credit card soon after they approve your application. Edge Elite will tell you when to expect the card, but it shouldn’t take more than 14 days.

Edge Elite will also let you know should they decline your application.

Edge Credit Card Reviews

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Credit Card Alternatives to the Edge Elite Credit Card

Before you sign up with Edge Elite Credit Card, it’s worth shopping around. Look at several other credit cards, so you know for sure you’re getting the best deal for your credit.

Deluxe Signature Credit Card

The DeLuxe Signature Shopping Card enables you to buy products they wouldn’t be able to get in normal circumstances. It also comes with various discounts, a small monthly fee, and  0% APR. Learn More

  • Annual Fee – See Terms
  • Regular APR – 0%
  • Intro APR – N/A
  • Min. Credit Level – Bad Credit OK

Edge Elite Credit Card

  • Annual Fee – See Terms
  • Regular APR – 0%
  • Intro APR – N/A
  • Min. Credit Level – Bad Credit OK

Merit Shopping Platinum Card

The Merit Platinum Merchandise Credit Card is among the few shopping cards that offer guaranteed approval. Lack of connections with any banks or financial institutions ensures no credit checks or employment checks for approval. All you need to do is fill out an online form.  Learn More

  • Annual Fee – N/A
  • Regular APR – 0%
  • Intro APR – N/A
  • Min. Credit Level – Bad Credit OK

Edge Elite Credit Card FAQs

Who Is This Credit Card Best For?

The Edge Elite Credit Card is best for people with bad, damaged, or no credit. It is legit and gives you the power to purchase and the shopping freedom with 0% interest for up to $1000 unsecured credit line.

Does Edge Elite report to credit bureaus?

Edge Elite Credit Card reports monthly to the big three credit bureaus;  TransUnion, Experian, and Equifax. 

Can the Edge Elite Credit Card Help Rebuild or Reestablish Credit?

Absolutely. The Edge Elite Credit Card will help you build your credit as long as you make repayments by the due date every month and stay below the credit limit.

Is Edge Elite a real credit card?

The Edge Elite Credit Card is a real credit card suitable for people with damaged, bad, or no credit card. It’s legit and gives you the power to shop with confidence and freedom with 0% interest of up to $1000 unsecured credit line.

What is a catalog credit card?

A catalog credit card is not affiliated with a card network such as Mastercard or Visa. It’s a store card that you use only for purchases within the affiliated catalog. 

Some catalog credit cards come with various fees that’ll eat up a huge chunk of your credit card limit.

Conclusion

If you want a repair credit or build your credit from scratch, then the Edge Elite Credit Card is what you need. Edge Elite reports to all three credit bureaus making it a useful tool to build your credit.

It offers an attractive credit card limit of $1000, and no credit checks make the approval process fast so that you can use it for shopping sooner.

The 0.00% interest on any/all purchases for the life of your Edge Elite Club membership makes it ideal for large purchases. It’s also helpful for lowering your high-interest balances.


Editorial Disclaimer

*The information provided is believed to be accurate at the evaluation time and has been collected independently by BetterCreditLab®. It is based solely on the objective assessment of our writers and is not driven by advertising dollars. It has not been provided or commissioned by the credit card issuers. However, we may receive compensation when you click on links to products from our partners.

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